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Tools for Reducing Spending

Taking control of your spending is a powerful feeling. You’ll increase your savings, build more financial security, and you’ll likely feel better knowing that you are in control of your financial life.


While there is not one single solution for reducing spending, the number one thing that I always recommend is to do a budget. Tell your money where to go. While it might sound like more work, doing a budget frees you up to know where and how much money you can safely spend.


After a budget is in place, learn to live a debt free life. By no longer allowing yourself to use debt, you are limited to only spend money that you have in cold. hard. cash. Research shows you are likely to spend less money if you don’t use debt.

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