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MONEY TRAPS

You and your husband should be partners in decision making, especially with money because it is a big obligation.

 

Have you ever wondered where the wages you and your husband have gone? Or does the salary just arrive as if it suddenly runs out?

 

Know the money traps that couples need to avoid to avoid ending up in a fight and drowning in debt.

 

ZERO DOWNPAYMENT PLANS OR PROGRAMS

This is what you will see that there is no downpayment or zero interest when using the card. The thing is, you don’t even realize that you can’t afford the monthly fee.

 

It’s easy to swipe, but difficult to pay long-term installments. That’s why, if you want to buy something, buy it in cash. If you can’t afford it, don’t buy it.

 

First collect it and prepare it then buy it. But if it’s really necessary and there’s an income coming back and you can pay the debt, you can also use the card.

 

FREE TRIALS

These are the subscriptions or apps that initially have a 30-day free trial. Then after certain days, the free trial will disappear.

 

As for the case here, you will be hooked on it so after the free trial you will actually be subscribed or you will be able to upgrade your device.

 

PAYDAY LOANS

This is cruel because the salary is not there yet, but it is already in debt. So when the salary comes, there is no money immediately because it is allocated for payment.


The problem here is when there is an “unexpected financial emergency” like someone gets sick, a car breaks down, etc. That’s where the salary goes, so the debt is not paid.


The ending, you will be in debt and the worst is that they will pile on top of each other. So you should work together in budgeting and handling money.

 

THINK. REFLECT. APPLY. 

◉What money traps have you experienced?

◉How did you overcome it?

◉What did you learn from this experience?

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